Privacy Policy

Policy Pulse (“we,” “us,” “our”) operates https://www.policypulse.com (the “Site”), a free news and insights hub for insurance and financial advisors. We are committed to protecting your privacy and complying with applicable U.S. data privacy laws, including the California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA) when required.

1. Information We Collect

Voluntary Information You Provide:

• Name, email address, company name, and any other information you submit when subscribing to newsletters, submitting contact forms, or otherwise interacting with the Site.

• Optional professional information (e.g., agency, title) — only if you voluntarily provide it.

Automatically Collected Information:

• IP address, browser type, device type, referring and exit URLs, pages visited, time spent on pages, and similar usage statistics.

• Cookies and other tracking technologies (see Section 3).

Aggregated / Anonymous Data:

• Data may be aggregated or anonymized for usage analytics, trends, and performance improvement. Aggregated data does not identify individuals.

2. How We Use Your Information

We use collected data for:

• Responding to inquiries submitted via contact forms or newsletter sign-ups

• Sending newsletters or updates (only if you opt in)

• Improving Site content, layout, functionality, and user experience

• Monitoring Site usage and performance through analytics

• Maintaining security, preventing fraud or abuse

• Fulfilling legal or regulatory obligations, if necessary

If you opt out or choose not to provide voluntary information, you may lose access to certain features (e.g., newsletter subscription).

3. Cookies, Tracking & Analytics

• We use session cookies (deleted when browser closes) for core Site functionality.

• Persistent cookies may be used to recognize returning visitors, remember preferences, and support analytics/performance tracking.

• Third-party service providers (e.g., analytics tools, email distribution services) may collect usage data on our behalf.

• We do not sell or rent your personal data to advertisers or third-party marketing networks.

• Embedded content, ads, or widgets may have separate privacy practices.

Disabling cookies may impair Site functionality.

4. Sharing & Third-Party Services

• We do not rent, sell, or trade your personal data.

• We may share information with trusted service providers under confidentiality obligations.

• We may disclose personal information if required by law or to protect our legal rights or property.

5. California Privacy Rights (CCPA/CPRA)

California residents may request:

• Access to personal information collected

• Correction of inaccurate information

• Deletion of personal information

• Opt-out of the sale or sharing of personal information (We do not currently sell or share your personal information. California residents may still exercise this right if that ever changes.)

• Limitation on the use of sensitive personal information

• Assurance of non-discrimination for exercising these rights

To exercise these rights, use the site contact form or designated opt-out mechanism.

6. Data Security & Retention

• We implement commercially reasonable security measures to protect personal information from unauthorized access, disclosure, or alteration.

• Personal data is retained only as long as necessary to fulfill the purposes outlined, unless law requires or permits longer retention.

7. Children’s Privacy

• The Site is intended for adult users (insurance & financial professionals).

• We do not knowingly collect personal information from individuals under 13.

• Any information inadvertently collected will be deleted promptly.

8. Third-Party Links & Embedded Content

• The Site may contain links or embedded content (video players, fonts, social widgets, external embeds).

• Third parties have independent privacy practices; we are not responsible for their content or compliance.

9. Changes to This Privacy Policy

• We may update this policy at any time.

• Updated versions will include a revised “Last updated” date.

• Users are encouraged to review this page periodically.

10. Contact Information

Policy Pulse
55 West St., Suite 201
Walpole, MA 02081

For questions, concerns, or data requests, use our site contact form.